India Tax Suite
Complete India tax toolkit — GST calculator (CGST/SGST/IGST), TDS calculator (194J/194C), and presumptive tax estimator (44AD/44ADA) in one place.
The India Tax Suite brings together three essential Indian tax calculation tools — GST Calculator, TDS Calculator, and Presumptive Tax Estimator — into a single tabbed tool. Indian freelancers, consultants, and small business owners regularly need all three tools in their financial planning workflow, and having them in one place eliminates the need to switch between separate calculators and re-enter shared information.
The GST Calculator tab computes Goods and Services Tax for any transaction amount. Choose whether your amount is before GST (exclusive) or already includes GST (inclusive), select the GST rate from common slabs (0%, 3%, 5%, 12%, 18%, 28%) or enter a custom rate, and specify whether the supply is intra-state (splitting tax into CGST and SGST) or inter-state (IGST only). The results show taxable value, total GST, invoice total, and the component breakdown.
The TDS Calculator tab computes Tax Deducted at Source for payments under the most common sections: Section 194J (professional fees, 10%), Section 194C for Individual/HUF contractors (1%), Section 194C for other contractors (2%), and a custom mode for any other section or updated circular. Enter the current invoice amount and the total payments already made to this vendor in the current financial year — the tool checks both single-payment and annual thresholds to determine whether TDS applies. PAN availability is factored in, with a 20% fallback rate when PAN is not provided.
The Presumptive Tax Estimator tab estimates tax liability under Section 44ADA (for professionals with gross receipts up to 75 lakh or 50 lakh depending on cash receipt ratio) and Section 44AD (for eligible businesses up to 3 crore or 2 crore). Enter your gross receipts, the percentage received in cash versus digital channels, and your effective income tax rate. The tool calculates your presumptive income, estimates your annual tax, and shows monthly and quarterly reserve amounts to help with advance tax planning.
All calculations are for planning and estimation only. Actual GST, TDS, and income tax treatment depends on your specific business activities, applicable exemptions, current CBDT/GST Council notifications, and your chartered accountant's advice.
Frequently Asked Questions
- What is the difference between CGST, SGST, and IGST?
CGST (Central GST) and SGST (State GST) are levied together on intra-state supplies — transactions where the supplier and buyer are in the same state. Each is typically half the applicable GST rate. IGST (Integrated GST) is levied on inter-state supplies — transactions across state borders — at the full GST rate. The correct split depends on the place of supply rules under the GST Act.
- When does TDS apply under Section 194J?
TDS under Section 194J applies on payments for professional or technical services when the payment to a single vendor exceeds Rs. 30,000 in a single transaction or Rs. 30,000 cumulatively in a financial year. The standard rate is 10%, or 20% if the payee does not provide a valid PAN. This section commonly applies to payments to doctors, lawyers, engineers, consultants, and other professionals.
- Who can use the Presumptive Tax scheme?
Section 44ADA is available to professionals in fields notified under Section 44AA (doctors, lawyers, engineers, architects, accountants, technical consultants, interior decorators) with gross receipts not exceeding Rs. 50 lakh per year (or Rs. 75 lakh if cash receipts do not exceed 5%). Section 44AD is available to eligible small businesses (not professionals) with turnover not exceeding Rs. 2 crore (or Rs. 3 crore with less than 5% cash receipts). Businesses opting out of presumptive taxation for one year cannot re-elect for 5 years.
- Is this tool a substitute for a chartered accountant?
No. This tool is for quick planning estimates only. Indian tax law is complex, frequently updated by CBDT circulars and GST Council notifications, and highly dependent on the specifics of your business, income sources, and applicable exemptions. Always consult a qualified chartered accountant for filing returns, determining actual tax liability, and ensuring compliance with current rules.
- Does my financial data get stored anywhere?
No. All calculations happen entirely in your browser. Your income figures, invoice amounts, and tax rates are never transmitted to any server, stored in a database, or shared with any third party. The tool is completely client-side.
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