About Marketplace & Payment Fee Calculator
Freelancing platforms take a percentage cut of everything you earn, and the real cost is easy to underestimate. A 20% platform fee does not just reduce your take-home - it means you need to charge 25% more than your target net rate to compensate. This calculator makes the math transparent so you can price accurately on any platform.
Enter your quoted project price or hourly rate, select the platform (Upwork, Fiverr, Freelancer, Toptal, or a custom percentage), and the tool calculates the exact fee deducted and your net earnings. It also works in reverse: enter your target take-home amount and see what you need to quote to land that net figure after fees.
Platform fee structures covered: Upwork uses a tiered model (20% on the first $500 with a client, 10% from $500.01 to $10,000, 5% above $10,000 - select the applicable tier); Fiverr takes 20% flat on all orders; Freelancer charges a sliding fee depending on membership type; custom platforms let you enter any percentage manually.
Who this is for: freelancers who work across multiple platforms and want to set consistent target net rates regardless of which platform a client uses; new freelancers figuring out their first rates; anyone comparing what they would actually earn on one platform versus another for the same quoted price.
Practical example: if you want to net $4,000 on a project and you are at Upwork's 20% tier, you need to quote $5,000. At the 10% tier with an established client, you need to quote $4,445. Enter your numbers to see the exact figures without doing the division. All calculations run in your browser - nothing is sent to a server.